Instant Payment Solution Blueprint

FAST FACTS

To help accelerate your design and implementation of instant payment infrastructure, EPAM has developed a turnkey, API-based Instant Payment Solution Blueprint with multiple prebuilt components
The solution ensures funds become available in the payee’s account within five seconds of the payment being initiated by the payer
Best of all, the payment solution can be deployed separately from your traditional core banking and payment processing systems, allowing for a lightweight, flexible and open approach to real-time payments

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Benefit & Value

There are many instant payment solutions on the market that offer real-time payment processing, but EPAM’s differentiates itself by being highly customizable, open, secure and bank-agnostic. With the solution implemented, you can:

Attract new customers and retain existing ones who are looking for non-credit-card-based payment options, including peer-to-peer payments
Improve time-to-market while spending less on resources to develop your own instant payment solution from scratch
Reduce customers’ security concerns around instant payments by deploying strong authentication methods, like inherence and biometrics-based strong customer authentication (SCA)

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